Do you dream of owning your own home? We can help you make that dream come true. We offer a wide range of conventional first mortgage loans through our first mortgage company, Credit Union Financial Services.

Take advantage of the equity you've built in your home with a second mortgage from Gwinnett FCU. This fixed rate may offer you tax deduction opportunities. This loan can be used for home improvements, college and more. Contact us for loan information.

• Fixed rate
• Up to $150,000
• No prepayment penalty

Home Equity

If you have a need for extra funds and have equity in your home, consider our low-rate home equity options. The interest on an equity loan is often tax deductible, so consult your tax adviser when reviewing your options!

• HOME EQUITY LOANS - Lines of credit based on a percentage of the equity in your home.
• Convenient access to money when you need it
• Adjustable rate
• Low closing costs
• Lines up to $150,000
• No prepayment penalty

When your home is on the line: What you should know about Home Equity Lines of Credit.

Reverse Mortgages

A program for homeowners age 62 and older to convert some of their home’s equity into cash without any monthly payments.

Through a partnership with Park Place Reverse Mortgage, a leader in the reverse mortgage program, we are offering an opportunity for many of our members to increase their monthly cash flow. There are no income or credit requirements to obtain a reverse mortgage. Click here for more information.

Please contact us for more information about our competitive interest rates or click here for a loan application.