Business Solutions Personalized For Your Business Gwinnett Federal has a long history of helping members to build strong and secure financial futures. That same one-on-one personal service extends to our business members with our value-driven products and services created exclusively for small companies. Your company will experience personal service and assistance in choosing the products and services that will best fit your needs and help to grow your business. In addition to low loan rates and higher yields on deposit accounts, you will appreciate the time-saving convenience that our online banking services offer.
BUSINESS DEPOSIT ACCOUNTSBusiness Membership SavingsYour business membership is established with Gwinnett Federal with a $25 deposit and $5 one-time membership fee, giving you access to all products and services. Business Checking Business Advantage • Recommended for sole proprietors, partnerships, corporations, LLC, LLP and P.C. businesses • No minimum balance required • Dividends paid an average daily balance of $5000 • No transaction limitations • $10 monthly fee. Additional fees may apply based on transaction volume. • Free online banking • Free eStatements • Free online Bill Payment when you opt for eStatements • Free VISA® Check Card Business Select • Recommended for non-profits, organizations, associations • No monthly fee • No minimum balance required • Dividends paid with an average daily balance of $5000 • Free online banking • Free eStatements • Free online Bill Payment when you opt for eStatements • Free VISA® Check Card Business Money Market • Earn competitive rates • Convenient access six times monthly by check, pre-authorized electronic withdrawals or transfers • Minimum daily balance - $2,500 Online Banking Take care of business with 24/7 convenience. Find out when checks clear, check your balances, transfer between accounts and much more. • View, print or save copies of your eStatements • Bill Payment is free when you opt for eStatements • View and print check images • Order checks BUSINESS LENDINGBusiness Real Estate Loan• Owner occupied • Non-owner occupied • Income producing investment property • Development / Improvement • 2nd mortgage on investment property Business Term Loan Whether you’re financing the purchase of new vehicles, equipment, or some other business expansion need, Gwinnett Federal term loans can help. • Vehicles • MEMBERS AutoChoice assistance with new or pre-owned vehicles • Equipment • Low interest rates • Flexible terms SBA 504 Loans The Small Business Administration’s 504 program provides long-term, fixed-rate financing for major fixed assets such as land and buildings. Business Line of Credit • Ensure convenient access to funds when business needs arise – any time anywhere • Secured and unsecured lines Business VISA® Platinum Credit Cards • Low interest rates • No annual fee • Free CardCentives Premium – offering travel reservation and concierge service, identity theft insurance, and more. BUSINESS SERVICESReferral ServicesGwinnett Federal has arranged for competitively priced local merchant services to be offered to our business members including: • Payroll service • Remote deposit capture (coming soon) • Tax payment service • Merchant services QuickBooks® Download • Download from your Gwinnett Federal accounts to QuickBooks to organize your finances and increase productivity • Enter and track bills • Record and categorize expenses • Manage taxes, payroll and liabilities • Manage inventory and more For more information or to open an account, contact any Gwinnett Federal location. |
